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We Really Only Do One Thing
We handle different kinds of cases, but really, we only do one thing; help injured and disabled people in Western Washington and Oregon.
We know you have probably visited a few personal injury attorney web sites that tell how aggressive, caring and experienced the attorneys are. That's great, but this site is different. We strive to provide information you need to determine:
- Whether you need an attorney in the first place
- How to find an attorney
- How to deal with all the insurance adjuster calls and letters
- What time limits you can ignore, and which ones you cannot.
We even offer a free consumer guide that answers your most pressing questions, and helps you avoid critical mistakes in handling your claim.
Unlike other workers' compensation systems, Oregon's is private, meaning that the same insurance company that is manages your claim gets to decide whether to accept the claim in the first place. This is a confusing system.
If you recently filed a claim, the insurance company has sixty days to investigate and decide whether to accept or deny your claim. If the claim is not decided within that time, you can request a hearing with the Oregon Workers' Compensation Board.
If your claim was denied, you will receive a denial letter, and you can file a request for hearing to appeal the denial. You only have sixty days from the date of the denial letter.
Even if you claim is accepted, there may be issues. Many insurers do not take full responsibility for the actual medical problems your on the job injury caused. This affects other benefits, like medical care, disability payments, and job training.
When your claim is closed, the insurance company issues a Notice of Closure. This notice tells you about important rights, and explains your permanent partial disability. The insurance company may have closed your claim too soon, or it may not be paying you full permanent partial disability benefits.
What about settlement? You are giving up a lot of potential benefits if you resolve your claim, so before you sign any settlement agreements, find out where you stand..
To learn more, check out our free book, Navigating The Oregon Workers' Compensation Maze. It answers the most common questions, and helps you avoid the deadly mistakes that can kill your claim. Claim your free copy here.
Social Security Disability is not a hand out. It is a disability insurance policy that you have paid into throughout your whole career, and is available to you if you are unable to work on a sustained basis. If you are over 50 years old, you may be entitled to benefits if you are limited to certain kinds of work, depending on your past work and experience. We are here to explain and help you with this complex system.
If you did not work outside the home, or have been unable to work for several years, you may also qualify for Supplemental Security Income, also called SSI.