The Likelihood of Being Hit by an Uninsured Driver in Oregon If you were in an accident on Highway 101, U.S. Route 26, or anywhere else in our state, there is a one in four chance that the other driver has little or no insurance. According to the Oregon DMV, 25 percent of reported traffic accidents in 2012 involved an uninsured driver. So what does this mean to you?

Because there are many drivers in our state that fail to carry auto insurance, or have the bare minimum, it is critical that you have uninsured and underinsured motorist coverage to protect yourself. By adding uninsured and underinsured motorist coverage to your policy, you can make a claim with your own insurance company in the event you are injured by a driver with little or no insurance. It is in your best interest to get as much insurance as you can afford and not just the minimum of $25,000. By having more than the minimum coverage, you will likely be able to file an underinsured motorist claim to obtain proper compensation for your injuries, medical bills, and lost wages.

We urge you to review your auto insurance policy to increase your coverage before it’s too late. Learn more about what happens if you are hit by an uninsured driver by ordering our free book, The Oregon Personal Injury Guide: Answers to the Most Common Questions and How to Avoid the Most Common Mistakes.

Joe Di Bartolomeo
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Top-rated Personal Injury Lawyer Helping Oregon and Washington Families